Money Tips for Your 20s & 30s
If you feel like you’re falling behind with money, here’s a quick checklist to get ahead:
Stay away from car loans 🚗
Don’t pile up credit card debt 💳
Build and protect your credit score 📈
Keep your spending low 💡
Max out your Roth IRA (if available) 📦
Grab your employer’s 401(k) match 💼
Build a second source of income 💵
Read one book every month 📚
Invest at least 10% of what you earn 📊
Save enough to cover 6 months of expenses 🏦
Do this, and you’ll be ahead of 99.9% of people. 🚀
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